EU Directive 95/46/EC

EU Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data   “Article 1 – Object of the Directive 1. In accordance with this Directive, Member States shall protect the fundamental rights and […]

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Fair Credit Reporting Act (“FCRA”, 15 U.S.C. § 1681 et seq.)

Originally passed in 1970, the FCRA addresses accuracy and fairness in credit reporting: “It is the purpose of this title…to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to […]

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